With a whole life foundation, OneAmerica‘s Asset-Care IV can provide your clients guaranteed long-term care (LTC) benefits, guaranteed premiums, cash value growth and a death benefit even if care is never needed. The product also can cover both spouses with a single policy. These are benefits that stand-alone LTC insurance policies simply do not match.
What would your clients say if you could provide them:
- Guaranteed level premiums?
- Guaranteed tax-free LTC benefits?
- A guaranteed death benefit?
- Guaranteed cash value growth?
- Guaranteed options for lifetime LTC protection?
This product provides your clients with protection from LTC costs, plus the guarantees of whole life insurance. Asset-Care IV offers premium options to fit each clients unique situation,a nd helps them prepare for LTC costs but also provides value if they never need the benefits of LTC.
Contact TBA today to find out how these products can benefit your clients!